Credit Risk

How good does credit have to get?
Should lenders start using a more optimistic decisioning scenario?

Bold Predictions for 2021 - The Future of Lending
With COVID, things are more uncertain than ever before - so what does the future hold in 2021 for lenders?

Batten Down the Hatches: Preparing for the Downturn with a Data-Driven Approach to Debt Collection
They say that the water level drops precipitously in the moments right before a tsunami hits. For lenders, it feels eerily similar to this right now.

Surviving the Crisis - A Strategy for Cautious Re-entry for Lenders
Lenders, in the weeks immediately following the outbreak of COVID-19, have been in fully fledged crisis mode. Now, the attention is starting to shift to how to cautiously re-enter the market.

Are you wired for data-driven decision making?
Data-driven decision making is all the rage these days - so why are so many organizations still struggling to unlock the power of their own data?

Preparing For The Downturn
September 15th, 2008. Do you remember what happened that day? I do. You may not recall the specific date, but if you were a risk professional or a financial services executive back then, you’ll...